Creating Wealth Real Estate Investing with Jason Hartman (podcast)

One of the core concepts that we communicate to our investors is to “Refi Till Ya Die” with your rental property portfolio. While this description may sound a bit snarky, it is a very powerful strategy for multiplying your wealth over the long-term.

The most unique part of this strategy is that it stands in stark contrast to the popular strategy of ‘flipping’ properties by buying and quickly re-selling them for quick profits. The strategy that we recommend is the exact opposite of this. At Platinum Properties, we advocate buying and holding prudent rental properties over a long period of time. This enables investors to build real wealth, instead of constantly churning properties. (And creating taxable gains)

There is another very powerful force behind our strategy of buy and hold investing. That power comes when the rents and value of your property increase over time. Typically, an investment property will start with low cash flow, and will grow in profitability as tenant rents are increased. This increase in revenues carries with it a tremendous tool for growing your wealth.

The way that you employ this tool is to refinance your property for more than your original purchase price, based on the increased cash flow. This will allow you to re-invest the amount of your loan that exceeds the original purchase price. And here comes the kicker . . . these net proceeds are not taxed!!!

The reason that you will not owe taxes on the re-financing of your properties is because loans are not taxed. Since you are taking out a loan instead of selling the property, no taxable transaction is triggered. (Granted, capital gains can be deferred via 1031 exchange, but you will still lose 5% to 6% of the property value off the top from realtor fees. Thus, investors can “Refi Till Ya Die” and legally avoid paying taxes on the increased loan amount of their properties. (In addition to this, the increased interest payments from your new loan will reduce the tax burden of your regular cash flow)

These strategies can super-charge wealth creation by allowing investors to capture their equity growth for re-investment. These perpetual re-investments accelerate the natural compounding of your investment portfolio. It also carries the benefit of consistently increasing your use of fixed-rate debt as a shield against inflation. Prudent investors realize the incredible power of this strategy, and should seek to capitalize on it to build their wealth during these increasingly difficult times.

 

For more information visit our blog archives: www.JasonHartman.com/Blog

Direct download: CW_408_Jason_Hartman_ReFi_Till_You_Die.mp3
Category:Podcast -- posted at: 5:55pm EST

Matt Theriault is is an entrepreneur, author and success coach who shows people how to start over and begin a new life setting goals and objectives so they can create wealth and live life to the fullest. Matt is the founder and host of the Epic Real Estate Investing and Do Over podcasts. 

 

For Matt's Epic Real Estate Investing see: www.EpicRealEstate.com

 

The Do Over podcast on iTunes.

 

Direct download: CW_407_Matt_Theriault.mp3
Category:Podcast -- posted at: 7:02pm EST

Tom Essaye is the Editor of The Sevens (7:00) Report. He joins the show to discuss macroeconomic topics including China, Russia, and junk bonds. 

 

Essaye is a professional trader with more than 10 years experience trading foreign and domestic equities, commodities, currencies and bonds.  

 

He began his career as a trader on the floor of the New York Stock Exchange for Merrill Lynch’s Institutional Equity Trading division, where he regularly traded multi-million dollar orders from clients that were some of the largest mutual and hedge funds in the world.  

 

In early 2005, Tom Essaye recognized, through his own fundamental analysis and research, a unique investment opportunity developing in the natural resource sector and commodities markets. He left the floor of the NYSE to join an associate starting a fledgling global macro hedge fund focused on investing in commodities and natural resource equities. Mr. Essaye was responsible for all trading in the fund and for conducting fundamental research in the commodities and natural resource markets.  

 

The fund made investments in precious metals, agricultural commodities, energy, and natural resource related equities – placing initial long positions in gold below $500/oz, silver below $7.00/oz, corn below $2.00/bushel and buying shares in then little followed equities such as Silver Wheaton, Newmont Mining, Cameco and EOG Resources. The fund also invested in Canadian and Australian mining and energy companies, and at one point foreign equities comprised nearly half of the fund’s portfolio.  

 

In mid-2007, while managing the energy sector portion of the fund, Mr. Essaye was one of the first analysts to realize the potential of shale natural gas, and invested heavily in shale gas producers and energy service companies that specialized in shale drilling.  

 

While interacting with both institutional and retail investors during his time at the fund, Mr. Essaye first began to recognize the large discrepancy between the quality of information available to professional traders versus the that available to non-professional traders. The 7:00’s Report is the result of his desire to show the investing public how professional traders analyze and interpret the markets each day, and to demonstrate how, by trading a real money portfolio, that analysis translates to trade ideas and, ultimately, profitable investments.

 

Visit the Sevens Report at www.SevensReport.com.

 

Direct download: CW_406_Tom_Essaye_-_Junk_Bonds.mp3
Category:Podcast -- posted at: 5:03pm EST

Jason Hartman guides you through his process for how to read a property Pro Forma.

 

For more information see: http://www.JasonHartman.com

Direct download: CW_405_-_How_To_Read_A_Property_Pro_Forma.mp3
Category:Podcast -- posted at: 3:54pm EST

Jason Burack is an Investor, Entrepreneur, Financial Historian, Austrian School Economist, Investment Analyst and Contrarian. Jason co-founded the startup investor education and financial education company Wall St for Main St, LLC, to try to help the people of Main Street by teaching them the knowledge, skills, research methods, and investing expertise of Wall Street. 

 

Jason feels the knowledge he has acquired over the years will help make sure consulting clients are better prepared to navigate through these difficult financial waters. Jason is co-author of The Dragon Metals Report on Rare Earth Elements, The Treasure Hunting for Precious Metals Stocks Report and the Petro Profit Report. 

 

Jason’s articles, interviews, podcasts, video blogs, and other related content have been featured on the popular investing websites: Forbes, Money Show, Financial Sense, Contrary Investors Cafe, Bull Market Thinking, The Gold Report, The Critical Metals Report and The Daily Gold. Jason has taught beginners how to invest and also has consulted for high net worth investors and every type of investor in between. 

 

Jason has a double major in history and political science from Virginia Tech and has also tried law school and MBA programs before dropping out. For more information on Jason Burack, go to http://www.JasonBurack.com.

 

Visit Jason's investor and financial education website Wall Street for Main Street

 

Direct download: CW_404_-_Jason_Burack_on_Wall_Street_for_Main_Street.mp3
Category:Podcast -- posted at: 3:09pm EST

 

Mike "Mish" Shedlock is a renowned economic blogger. He joins the show to discuss how expensive real estate has gotten because of the Federal Reserve and government policy. 

 

Mike Shedlock / Mish is a registered investment advisor representative for SitkaPacific Capital Management. Sitka Pacific is an asset management firm whose goal is strong performance and low volatility, regardless of market direction.

 

Visit Sitka Pacific's Investment Management Page to learn more about wealth management and capital preservation strategies at www.sitkapacific.com.

 

Read Mish's blog at http://globaleconomicanalysis.blogspot.com.

 

 

Direct download: CW_403_-_Mish_Shedlock.mp3
Category:Podcast -- posted at: 3:39pm EST

Lew Rockwell is an American libertarian author and editor, self-professed anarcho-capitalist, a promoter of the Austrian School of economics, and founder and chairman of the Ludwig von Mises Institute.

 

His website LewRockwell.com was founded in 1999 and features articles and blog entries from a number of columnists and writers. His motto is "anti-war, anti-state, pro-market". 

 

Visit Lew's website at LewRockwell.com

 

The Ludwig von Mises Institute at Mises.org

Direct download: CW_402_Lew_Rockwell.mp3
Category:Podcast -- posted at: 4:31pm EST

Christopher Barnatt is the author of 3D Printing: The Next Industrial Revolution. He is a professional futurist and videographer and for 24 years has lectured in computing and future studies at Nottingham University Business School. 

 

Visit Christopher's website at ExplainingTheFuture.com

Direct download: CW_401_-_3D_Printing_with_Christopher_Barnatt.mp3
Category:Podcast -- posted at: 10:33pm EST

Dan Millman is the author of, "Way of the Peaceful Warrior: A Book That Changes Lives" and "The Creative Compass: Writing Your Way from Inspiration to Publication." He's also the former director of gymnastics at Stanford University and a former world champion athlete, martial arts instructor, and college professor.  

 

After an intensive, twenty-year spiritual quest, Dan's teaching found its form as the Peaceful Warrior's Way, expressed fully in his books and lectures. His work continues to evolve over time, to meet the needs of a changing world.  

 

Dan's thirteen books, including Way of the Peaceful Warrior, have inspired and informed millions of readers in 29 languages worldwide. The feature film, "Peaceful Warrior," starring Nick Nolte, was adapted from Dan's first book, based upon incidents from his life.  

 

Much of Dan's time is devoted to writing and speaking. His keynotes, seminars, and workshops span the generations to influence men and women from all walks of life, including leaders in the fields of health, psychology, education, business, politics, sports, entertainment, and the arts.  

 

Dan and his wife Joy live in northern California. They have three grown daughters and two grandsons so far.

 

Visit the Peaceful Warrior at www.peacefulwarrior.com.

 

Direct download: CW400_-_Way_of_the_Peaceful_Warrior_with_Dan_Millman.mp3
Category:Podcast -- posted at: 2:48pm EST

Bill Cheney is the Chief Economist at John Hancock Financial Services. He joins the podcast do discuss how job growth was affected by the weather this past winter and if investors are feeling positive or negative about the stock market and economy.

 

Cheney also talks about whether investors think it is a good time to:

- buy a home 

- purchase a big-ticket item

- start a business

 

Cheney wraps up the conversation by providing data on Americans being concerned about healthcare costs and the national debt.

 

Visit John Hancock Financial at www.johnhancock.com.

 

Bill Cheney directs economic research for John Hancock Financial Services, the U.S. division of Toronto-based Manulife Financial Corporation. Based in Boston, he forecasts macro-economic and financial trends and analyzes the potential impact on the company’s individual business lines and investments.  Cheney is a member of the National Association of Business Economists.

 

Direct download: CW_399_-_Discounted_Notes_Market_Trends_and_Econ_301.mp3
Category:Podcast -- posted at: 5:19pm EST