Fri, 31 July 2015
Orginally aired as CW 141
During turbulent economic times, people can become their own worst enemy. The uncertainty of the stock market creates massive insecurity about our investment portfolios. These doubts are quite reasonable and it is time to stop trusting Wall Street and start being a direct investor by purchasing hard assets which are not subject to the greed, graft and manipulation of CEOs, investment bankers, fund managers and the government. Prudent investing is a prerequisite to The American Dream of financial freedom.
Learn from the mistakes of others rather than “the school of hard knocks.” Tune in to this episode of The Creating Wealth Show as Jason reveals 30 fatal mistakes you must avoid in order to achieve financial independence and investing success. Upcoming shows will feature: Bradford B. Smart, author of Topgrading for Sales: World-Class Methods to Interview, Hire, and Coach Top Sales Representatives and Lisa Bromma, author of Wise Women Invest In Real Estate.
Wed, 29 July 2015
CW 548 - Greg Scott Investing in Detroit - How Self Driving Cars May Change the Landscape of Real Estate in Cities Like Detroit and Make You a Nomad
Greg is a long time listener of the Creative Wealth show and purchased his portfolio properties through Jason’s channels way back in the late 2000’s. Greg heard his hometown of Detroit battered in Jason’s property tour review episode and called in to set the record straight about possible opportunities in Southern Michigan. He and his wife work in the automotive industry and are successful real estate investors in several different states.
[1:22] Great upcoming episodes
[3:16] Scott McManus warns about using Self Directed IRA’s for real estate
[5:00] Thorough background checks
[5:52] Mitigating your risks by choosing a larger investment organization
[6:48] An LLC entity inside of an IRA
[9:05] The big event in Mission Valley San Diego
Greg Scott Interview:
[12:12] Greg is a Jason Hartman real estate investing success story and Jason’s favorite listener
[15:27] All real estate is local
[17:51] The 11th wealthiest city in the U.S. is in Detroit
[20:26] Trends in the Detroit area
[22:21] Optimism for the city proper
[27:31] Investing in an industry that is not your bread and butter
[28:16] Greg’s powerpoint presentation and the syndication
[35:10] Export Marketing and Product Forecasting for Ford
[36:34] Self driving cars is a project every automotive company is working towards
[39:12] Ann Arbor has a fake city to test self driving cars
[41:06] The freedom that goes along with self driving vehicles
[44:55] The parking real estate conundrum
[47:19] Painting a better picture of Detroit
[49:28] A flipper who became a long term investor
Mon, 27 July 2015
CW 547 - Ben Mezrich - Dangerous Putin - Is Russia Living in a State of Crony Capitalism and Do Rich Russians Invest in the U.S.
Vladimir Putin’s rise to the top is a Shakespearean drama. Putin the President was created by a group of wealthy businessmen to replace Boris Yeltsin. While believing they found a man who aligned with their own desires to keep the money at the top, Putin had different ideas. He successfully brought down elite families who disagreed with his politics. Russians embraced the leader and made him one of most popular Russian presidents of all time. Ben Mezrich shares his journey of writing his latest book, soon to be movie, Once Upon a Time in Russia.
[1:24] JHU live - Jason Hartman University Live
[2:44] In beautiful Mission Valley San Diego on August 29th
[4:18] In depth training on building your own portfolio
[6:01] You’ll get an official property acquisition checklist
[7:00] Learn property portfolio planning
[8:07] Early bird pricing until August 1st
[10:05] Leave a review on iTunes and you get 30% discount on JHU
[10:58] Inflation induced debt destruction
Ben Mezrich Interview:
[14:51] Many stories just kind of came to me
[15:45] Misconceptions about Putin
[16:14] Oligarchs miscalculated and created Putin by mistake
[18:17] The Godfather of the Kremlin
[18:55] Putin was an assistant KGB agent with average pay
[20:57] The Russians love Putin and possibly some Ukrainians too
[24:06] This story is a very Shakespearean drama
[25:32] Warner Studio is making the movie
[26:10] Putin may be around for a long time
[27:52] Russia is in the midst of crony capitalism
[29:12] Will Russia have a middle class in the future?
[32:00] Yeltsin basically made the Oligarchs to fend off Communism
[33:37] Was entering Ukraine and effort to recruit young people for Russia?
[34:44] When oil prices go down the Russian economy suffers
Fri, 24 July 2015
CW 546 FBF - Dubious Ethics and Deceptive Practices in the Financial Services Industry with Investor Watchdog Jack Waymire
Join Jason Hartman and Investor Watchdog, Jack Waymire, for a discussion concerning the ethics of the financial services industry. According to Jack, the frequent lack of integrity undermines the achievement of investors’ financial goals.
Companies do not do what is best for you. They are very good at hiding information that they do not want their investors to know. Investor Watchdog investigates these companies and products, acting as a go-between for investors and advisers, answering frequently asked questions, such as, “How do I know I’m getting the right financial advice?” Jack shares examples of deceptive practices by various companies and how the executives that run the companies, i.e. Goldman Sachs, are insulated from accountability simply by paying fines rather than serving jail time for unethical and illegal practices.
Jason and Jack touch on the subject of the Madoff Ponzi Scheme, where Jack talks about some of the evidence that was found, as a glaring example of unethical sales pitches and conman tactics. Jack also informs listeners of what deceptive sales practices to watch out for when dealing with financial advisers.
Jack entered the financial services industry as a financial consultant in 1976 for Warburg, Paribas Becker. He provided financial advice to companies, public entities, Taft-Hartley funds, endowments, and foundations with assets exceeding $7 billion. After spending two years with an investment firm, Jack co-founded Lexington Capital Management in 1983, a money management firm that wholesaled its services through wirehouses and regional broker-dealers. In 1989, Jack also founded a broker-dealer and built a national retail distribution system to market its products and services. Between 1996 and 2003, Lexington was sold to two larger financial service and technology companies. In his last position, Jack was President of Sungard Advisor Technologies. During these 20 years, Jack worked with thousands of investors and financial advisors and was responsible for providing services to individual investors with billions of dollars of assets.
In 2004, Jack left the financial services industry to market a book he authored: Who’s Watching Your Money? The 17 Paladin Principles for Selecting a Financial Advisor. Published in December, 2003, by John Wiley & Sons, his book was widely regarded as the first to provide an objective process investors could use to select higher quality advisors and to avoid the risks and consequences of bad advice from lower quality advisors. In 2004, Jack co-founded PaladinRegistry.com, a website that took selected content from his book and made it available to investors over the Internet. Later in 2004, a Registry of pre-screened, five star rated financial planners and financial advisors was added to the website. Paladin became the first online firm that vetted financial professionals for investors and provided comprehensive documentation for their credentials, ethics, business practices, and services. In 2008, Jack was instrumental in the development this blog site (InvestorWatchdog.com) that reports on investment risks that result from ethical conflicts in the financial services industry. Jack has appeared on CNNfn and over 100 national, regional, and local radio shows to talk about the subject matter of his book, the risk and consequences of bad advice, and Paladin’s free online solutions. He is also widely quoted in the print media including Forbes, BusinessWeek, Worth, and Kiplinger and is a columnist for Worth Magazine. Jack can be reached at Jack@InvestorWatchdog.com.
Wed, 22 July 2015
CW 545 - Harry Dent How to Profit from The Demographic Cliff - Central Bankers Have Gone Mad and are Creating a Huge Bubble that Will Burst
This is a must listen to episode for investors. Guest Harry Dent has written over 7 books on using demographics to predict economic outcomes. He and Jason discuss the inevitable Chinese market crash, the deflation that is headed our way and the massive amounts of debt in the private and public sectors. For real estate buyers, it appears that the everyday house is the best place to invest right now and in the next 3 to 4 years we just might see the lowest interest rates on mortgage loans of this lifetime. Harry warns that the bigger the bubble the bigger the burst and predicts we will see the Dow drop below 6000 in the coming years and fracking bonds will be crucified.
[2:06] Daniel wants to know about a sole proprietorship
[3:48] There is no asset protection sole proprietorship
[4:37] An LLC could be a self management company
[6:15] Self managed properties
[8:08] The power of the Venture Alliance Mastermind
[9:34] Jason’s next event - Sept/Oct
[11:28] The cost of colonizing the moon
Harry Dent interview:
[12:58] Florida the no income tax state
[13:44] A something for nothing life is not realistic
[14:36] Deleveraging the debt leads to money disappearing
[16:22] Debt grew 2.7x’s faster than GDP
[17:48] We are sitting on unfunded liabilities at 4x’s the GDP
[18:54] Debt detox is needed
[21:17] Is the U.S. in a legitimate economic recovery?
[24:39] Harry’s opinions on high end real estate
[26:41] Banks and governments made bad loans
[27:23] Why the uber rich won’t get richer after this bubble
[28:51] The greater fool theory - the Chinese are the last fools standing
[31:16] Trends and data from China
[33:45] Speculation will cause the crash in China
[35:22] The U.S. fracking industry will default
[37:00] Deflation is a sign a bubble is bursting 100 trillion dollars will disappear
[38:19] The Dow will drop to under 6,000 in the magphone pattern
[41:25] Junk bonds will be crucified and growing default rates
[42:48] Mortgage rate will come down in 3 or 4 years
Direct download: CW_545_Harry_Dent_How_to_Profit_from_The_Demographic_Cliff.mp3
Category:general -- posted at: 3:37pm EDT
Mon, 20 July 2015
Being stranded at the airport waiting for a flight is never fun but Jason and Fernando make the best of it by recording their observations of the investment property tour of Chicago and Grand Rapids. Overall, Chicago looks promising with strong providers and good properties. Grand Rapids was charming and offered many financing choices for current and future investors. A quick stop was made to Detroit to get feel for the area and look for opportunities that may be hiding there. The extra stop proved to be a disappointment based on the city’s state of disrepair and mass exodus of previous inhabitants.
[3:09] A Mastermind meeting on Monday & Tuesday
[3:42] A semi-private property tour
[4:09] Met local market specialists and in-house lending department
[6:32] The tenant turnover rate in an apartment in Chicago
[7:21] Tenant turnover rate in a single family home is much longer
[8:10] Virtual apartment investments
[9:00] Refinance discussion on a future episode
[10:06] Land contracts in Grand Rapids
[10:39] Direct buying properties via self directed IRA
[12:40] Cosmetic changes are easy on good investment properties
[14:18] The Cold Stone Philosopher’s Club
[15:28] Detroit was depressing
[17;39] Corrupt mayors & declining auto industry led to the death of Detroit
[19:21] Property taxes in Chicago
[20:05] Providers make it possible to remove maintenance costs
[21:55] Judicial foreclosure states are good for investors
[23:25] Chicago is a world class city
[24:16] Differences of a small provider versus a large provider
[26:00] The small group tour was intimate and enjoyable
Fri, 17 July 2015
CW 543 FBF - Rapidly Rising Costs of Business in China with Shaun Rein Author of “The End of Cheap China”
Originally aired as CW 252
Despite popular belief, China is no longer a cheap place to do business with labor costs and real estate costs soaring. Join Jason Hartman as he interviews Shaun Rein, author of The End of Cheap China and Managing Director of China Market Research Group in Shanghai, about debunking common myths, such as China is stealing U.S. jobs.
Many companies have begun doing business in China, due to what Shaun refers to as “capitalism on steroids.” Labor costs have increased in China to the tune of around 20 percent, and the government is trying to increase wages yearly over the next five years. Another factor affecting manufacturing costs over time is that fewer of the younger generation wants to be employed in manufacturing jobs, wanting to realize their white class dreams. China is also pushing middle class development to offset the manufacturing issue.
Shaun Rein is the Managing Director of CMR, the world’s leading strategic market intelligence firm. He is one of the world’s recognized thought leaders on strategy consulting.
He is a columnist for Forbes on Leadership, Marketing, and China and for BusinessWeek’s Asia Insight section. He is often featured in the Wall Street Journal, the Harvard Business Review, The Economist, The Financial Times, Newsweek International, Bloomberg, Time, and the New York Times. He is regularly interviewed by American Public Radio’s Marketplace and NPR.
He frequently appears to deliver commentary on CNBC’s Squawk Box, Bloomberg TV, CBS News, and CNN International TV. Before founding CMR, he was the Chief of Research for venture capital firm Inter-Asia Venture Management. He also was the Managing Director, Country Head China for e-learning software company WebCT where he also ran the company’s Taiwan and South Korean operations. He also served as the Assistant Director of the Center for East Asian Research at McGill University. He earned his Master’s degree from Harvard University focused on China’s economy and received a BA Honors from McGill University.
Wed, 15 July 2015
CW 542 - Edwin Kelly - Using the Self Directed IRA, Solo 401k and the HSA to Maximize Your Portfolio
The world of long term financial savings plans can leave you dizzy. The paperwork can be pages and pages of jargon which make plans hard to distinguish and administer. Jason’s guest Edwin Kelly from Specialized IRA Services breaks down the Self Directed IRA, the solo 401k and Health Savings Account or HSA. Arming you with the setup cost and annual fee’s to help you make an educated decisions about your investment future. You’ll hear solutions to creating wealth and obtaining more passive income through smart investing with a little help from people in the know.
[2:02] Self directed IRA investing
[4:19] Nathan asks about out of state rental properties
[5:19] Have at least 4% of the properties value in the bank as an emergency fund
[7:22] Steve asks about Jason’s foundation
[9:12] Steve also asks about credit history and bankruptcy
[12:06] Asset based financing; a hard money loan
Edwin Kelly Interview:
[14:29] Would Donald Trump be a good president?
[16:04] Invitation for Warren to be on the show
[16:58] IRA Custodians, Administrators what’s the difference?
[18:01] What are the fee’s of self-directed IRA’s
[19:22] There is no fee sharing or back end money
[20:40] A customized approach to IRA’s
[24:08] People need passive income
[25:47] An everyday example of buy and hold real estate investing
[30:11] Solo 401k or Individual 401k
[34:46] Solo k paperwork was cumbersome and complex
[35:55] $400 annually for a self directed IRA and $700 for a 401K
[38:32] HSA - Health Saving Account
[39:53] An HSA works by marrying the tax benefits of the traditional and Roth IRA’s
[41:22] Are you able to pay for proactive executive health physicals via a HSA?
[42:51] Breast Augmentation for medical reasons is a qualified medical expense
[45:17] An HSA is not a Flexible Saving Account
[45:55] Investing in buy and hold real estate from the HSA
[47:35] HSA and IRA are fairly easy to administer
[48:20] An LLC inside of an IRA?
[51:08] Multiple LLC’s for asset protection
Direct download: CW_542_Edwin_Kelly_-_SDIRA_Solo_401k_26_HSA_28Health_Savings_Account29_Maximization.mp3
Category:general -- posted at: 9:09am EDT
Mon, 13 July 2015
CW 541 - Apartment Fund Listener Q&A with Andrew - Buying Into Investment Funds Break Jason’s 3rd Commandment - Thou Shalt Maintain Control
Massive shifts in the world economy are coming and may be as soon as 2020. The United States has the unique opportunity to take charge of the change through technological breakthroughs that will lead us down the utopian path. In addition, the U.S. is still the best country in which to make real estate investments. But if you do it be wise about it. Private investments are one of the safest vehicles to create your wealth. Be wary of group investment funds which put the control of the funds in someone else’s hands. Jason cautions his listeners against this type of investing. Before signing any deal read every word of the paperwork.
[1:13] Oregon has no sales tax! A great place for retail therapy.
[1:58] People make uneducated decisions
[3:59] The Venture Alliance for investors
[4:59] The group choice is not a good choice
[6:18] Partnerships with people you know and trust
[8:15] The World Domination Summit is an example of the inefficiencies of conferences
[10:25] Unemployment and cohabitation is Greece
[11:54] Jason’s 6 Ways to Escape the Debt Disaster
[13:18] Human workers displaced by Robotics even the written word
[15:44] Countries in risk of a government external debt crisis
[19:15] Leave us a voicemail on your thoughts of robotics in the future
[20:24] Minimum wage increases unemployment
[22:20] Massive shifts in the economy by 2020
[23:22] An update on the Chicago tour, 8:30 on Thursday morning
[24:58] Jason help me with this investment in Texas
[28:00] What are the questions I need to ask before signing?
[29:30] Start by getting the basic information
[32:04] Jason doesn’t care for investing in groups
[32:55] Thou shalt maintain control
[33:45] What protects your money from misuse when it’s part of a fund?
[36:05] If the deal is that good investors try and keep it to themselves.
[39:56] Questions to ask before investing and read every word of the documents
[41:57] Be suspicious of the others investors involved
14 Countries that are Spiraling Towards a Debt Crisis - Heather Stewart
Direct download: CW_541_Apartment_Fund_Listener_Q26A_with_Andrew.mp3
Category:general -- posted at: 9:00am EDT
Fri, 10 July 2015
CW 540 FBF - Creation vs. Evolution with Dr. Geoffrey Simmons of the Discovery Institute Center for Science & Culture
As is customary on every 10th episode, Jason Hartman, your host, takes on a non-financial topic as he talks with Dr. Geoffrey Simmons, a physician who is Board-certified in Internal Medicine and Disaster Medicine. He has a B.S. in Zoology and has completed the course work for a Masters degree in Microbiology.
As a Fellow with the Discovery Institute Center for Science and Culture, he has studied the theory of evolution for over forty years. For thirty of those years he was an ardent supporter of Darwinian ideas. Now, however, the data supporting this theory scientifically untenable. As of this date, his seventh book, What Darwin Didn’t Know, is in its sixth printing and his eighth book, Billions of Missing Links, is in its second printing. Both books show how the incredible complexity of the human body and all other living beings cannot have come about through evolution. Some reviews:
“A well-researched and open-minded analyses.” — Stephen Meyer, PhD, Dir. of the Center for Science and Culture, Discovery Institute
“You’ve posed all those “break-down complexities” that Darwin worried about, and you’ve done it with flair!” — Jody Sjogren, Illustrator for Icons of Evolution
A wonderful book…clear and accessible to the nonspecialist — John Patrick, M.D., Prof. of the History of Science, Medicine and Faith, Augustine College, Ottawa, Canada.
Geoffrey Simmons is a rarity (referring to the types of books written). His book holds evolution, as he sees it, to the standard of scientific observation and finds evolution lacking — Dan Hays, Salem Statesman Journal, May 20, 2007
To illustrate, he surveys examples like…
the hummingbird and its circulatory system
We’ll be back to our usual investing, business and financial topics in the next episode #211. Be sure to join Jason and his team for the upcoming Phoenix Foreclosure Tour http://jasonhartman.com/store/events/ where we’ll explore distressed property / REO opportunities and enjoy first-class accommodations at The Ritz Carlton Hotel in The Biltmore area of Phoenix / Scottsdale, Arizona.
Wed, 8 July 2015
It’s unclear exactly why Memphis is a rental property owners dream investment city but it is. Vacancy rates are consistently 5% or less year over year. Even when people are qualified to purchase a property they insist on renting. Add to that the dynamic nature of this culture filled town and major distribution companies who do business there and you get a perfect bluesy mix of properties and opportunities for your next investment.
[1:42] Chicago property tour 7/15 -7/17
[2:58] 3 cities now that Detroit is confirmed
[4:12] Voicemail from Roger about managing your property managers
[6:10] An entire episode on managing your manager coming
[6:40] Search Jasonhartman.com with the keyword property manager
[8:00] CNBC video - Rents rising and supply is constrained
[9:59] Let’s get in the game and take action
Ryan from Memphis:
[11:57] Invest in Memphis - it’s great for rental properties
[13:10] Is Memphis saturated with investors?
[13:48] Why you should love Memphis as a rental property buyer
[14:44] Vacancy rates are 5% or less
[16:00] The reasons tenants rent
[17:03] Rent a nicer place than they can own
[20:02] Society is changing towards not planting roots
[20:48] Time Magazine home ownership article
[22:56] People are looking for dynamic, cultured cities
[24:53] Different levels of property available in Memphis
[26:38] The evaluation process for finding properties
[29:12] The government assisted housing dilemma
[32:00] The benefits of a section 8 housing tenant
[34:45] Ryan’s unique selling proposition
[36:24] When choosing which markets are best, Memphis is growing
La Banque - Chicago hotel of choice - $131 per night - (708) 798-6000
Mon, 6 July 2015
A good business is one that cannot be outsourced and people will always need a place to live. This is why Jason focuses on income properties when recommending creative wealth strategies for you. He keeps abreast of interest rates, taxes and credit based assets so he can help you achieve the financial future you deserve. Jason’s guest Mark Kohler CPA just completed his third book and offers 28 tips for tax planning and asset protection. He talks about S corps, LLC’s and Obamacare. He wants everyone to have an exit plan for their life through a versatile revocable living trust because as much as you may not want to admit it we are all mortal.
[1:25] Teaching a great real estate course
[2:26] Monetary and fiscal policy definitions
[3:42] Real estate and income property differences
[4:29] The easiest type of real estate to own is a parking lot
[6:00] Real estate in the average U.S. city is 40% parking
[7:32] Financial Independence Day Counseling
[7:54] Chicago and Grand Rapids property tour
[8:33] Self driving cars could eliminate parking needs
[9:42] Credit based appreciation
[10:04] Interest rates and the math of relativity
[10:56] Find a mortgage calculator and do this math
[12:11] The golden opportunity of low interest rates
[12:54] If the money supply declines credit based assets are affected more
[13:35] Inflation induced debt destruction
[14:12] Multiple tax advantages
[15:04] Learn about land contracts
Mark Kohler interview:
[16:45] 28 game changing strategies for tax and asset protection
[17:10] The first book was about people who get taken advantage of
[17:30] The second book was a story
[18:00] The 3rd book brings it all together
[18:45] 3 Tips for planning
[19:30] Know the difference between ordinary income and passive income
[23:00] A real life example of Obamacare related requirements
[24:14] The 3 costs related to Obamacare
[25:00] Income property is a proven tax favored asset class
[25:50] Healthcare strategies
[26:45] The solution is the S corporation for multiple sources of income
[28:24] LLC do not save taxes
[29:17] The Kohler Payroll Matrix
[30:37] You do not need an LLC for every rental
[32:16] Know your properties and find a balance
[35:10] Register as a foreign LLC in every state that you have property
[36:44] Don’t forget about the legal and tax planning that needs to be done
[37:32] How do these things fit into your estate plan?
[38:52] Revocable Living Trust
[42:20] A real life “Do not resuscitate” experience
Fri, 3 July 2015
CW 537 FBF - Exploring Demographic Shifts in Texas and the United States with Steve H. Murdock Former U.S. Census Bureau Director
Join Jason Hartman as he talks with guest, Steve H. Murdock, former Census Bureau Director and current Professor of Sociology at Rice University in Texas, about the demographic shift taking place in the U.S. today . The face of Texas has been shifting dramatically, not just from immigration, but in-migration and natural increase. Steve argues that the Texas of today is the U.S. of tomorrow.
Steve and Jason discuss the changes in population, as well as the factors influencing these changes, and the potential effect of this current demographic shift throughout our country.
Steve H. Murdock is the Allyn R. and Gladys M. Cline Professor of Sociology at Rice University. He previously served as Director of the U.S. Bureau of the Census having been nominated for the position by President Bush and unanimously confirmed by the U.S. Senate in 2007 and serving until the change in administration in January of 2009. Prior to his appointment at Rice, he was the Lutcher Brown Distinguished Chair in Demography and Organization Studies at the University of Texas at San Antonio (UTSA) and the Director of the Institute for Demographic and Socioeconomic Research. Before UTSA, Murdock was a Regents Professor and Head of the Department of Rural Sociology at Texas A&M University. He was also the official State Demographer of Texas. He was appointed to this position by Governor Rick Perry and was the first person to occupy this position. Dr. Murdock earned his Ph.D. in demography and sociology from the University of Kentucky and is the author or editor of 13 books and more than 150 articles and technical reports on the implications of current and future demographic and socioeconomic change.
He is the recipient of numerous honors and awards. These include the Faculty Distinguished Achievement Award in Research from Texas A&M University, the Excellence in Research Award and the Outstanding Rural Sociologist Award from the Rural Sociological Society, The Distinguished Alumni Award from North Dakota State University and the Distinguished Alumni Award from the Department of Sociology at the University of Kentucky. He was named one of the fifty most influential Texans by Texas Business in 1997 and as one of the twenty-five most influential persons in Texas by Texas Monthly in 2005. He is a member of the Phi Beta Kappa, Phi Kappa Phi, and Phi Eta Epsilon national honor societies.
Wed, 1 July 2015
The debt crisis in Greece is proof that Socialism doesn’t work. Can you imagine camping out in front of an ATM only to be turned away? We need to be responsible. Socialism has never worked. Investing in long term, stable rental properties is the proper way to create and grow wealth. Make a decision on a material fact with us. Should the family have been notified about a stalker before they bought a house? And we go way back to the 1970’s when Jimmy Carter warned that the world’s oil was almost gone and the U.S. should invest in new technologies. Is the oil gone and do new energy sources have environmental sins of their own?
[1:33] Thanks Mandy M. for the feedback! It’s appreciated.
[2:19] Tell the world what you think and give us a review on iTunes
[2:43] The epic Socialist disaster - Greece
[4:14] You can’t use Scandinavia as an example of Socialism working
[6:40] Chicago/Grand Rapids Property Tour
[8:37] On the 3rd day we are going to Detroit, possibly
[9:44] What is a material fact?
[10:55] The creepy “watcher” oddball story
[14:27] Money back + interest? Is that fair?
[14:57] Specific performance ruling
[15:57] Factor in the opportunity cost
[21:45] Does this fit into the mold of material fact?
[22:16] Use the voicemail function folks!
[23:29] Good old Jimmy Carter - The Malthusian Concept
[25:19] The evil United States? Is our consumption of oil really evil?
[26:26] New energy sources create their own set of problems
[27:47] People are a wonderful resource
[28:37] Japan was built on work ethic and intellect
Mark Kohler of KKOS interview is being moved to another episode.