Creating Wealth Real Estate Investing with Jason Hartman (general)

Shout out from Rio de Janeiro where Jason opines that BRICS and their attempt at circumventing America's currency and challenging the US dollar's hegemony is not much to be alarmed over.

Then Jason welcomes Selma Hepp, the Chief Economist of Core Logic. They discuss the challenging state of the real estate market and noted that the market was facing issues due to rising mortgage rates, which led to a decline in transactions and mortgage refinances. Additionally, she highlighted that existing homeowners were benefiting from this situation due to their low mortgage rates and increasing equity. Selma also pointed out that the volume of home sales was down by 18% last year and was expected to decline by a similar amount this year, while mortgage origins were likely to be down by 30-35%. She also mentioned that the inventory of available homes for sale was at its lowest level historically, a quarter of where it was before the great recession. Despite this challenging market, Selma didn't expect much change until the spring of next year.

 

Key Takeaways:

1:28 BRICS

Selma Hepp interview

3:30 Who benefits in the current housing market

5:19 A decline in sales volume down and it's effects on inventory and prices

9:21 Slicing the MLS data

15:44 Decline in home sales driven by lack of affordability and supply

18:04 The Single Family rental market data

22:41 Where the Single Family market is headed

 

 


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Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

CYA Protect Your Assets, Save Taxes & Estate Planning:
http://JasonHartman.com/Protect

Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
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Free Mini-Book on Pandemic Investing:
https://www.PandemicInvesting.com


Today's Flashback Friday is from episode 738 published last October 13, 2016.

Investment Counselor, Sara is back on the show. She joins Jason to discuss her three new properties in Memphis, how a client beat her to the punch on other properties she was interested in and just how competitive the market is right now. And in the client case study, Dr. David D’Ambrosio shares his experiences with the 1031 Exchange on properties in the Orlando and Indianapolis markets. He shares his opinions on why more high-tax bracket professionals are not investing in real estate and he asks Jason about what his next steps should be?

The beautiful thing about real estate is you can acquire an asset, get your money back out and still own and control the asset. Plus, you pay no taxes on the money you extract.

 

Key Takeaways:

2:25 Sara just closed on three properties in Memphis and she wears PJ’s to bed.   

6:29 Rate locks - Should you let it float or lock it in?

9:41 Commodities that make up a house are copper wire, glass, steel, petroleum products are independent of any currency.

13:19 Is the Creating Wealth show the Fox News of real estate? One listener thinks so.

 

Dr. David D’Ambrosio Client Case Study:

18:00 Dr. David D’Ambrosio is Radiation Oncologist living the American Dream. He has always had an interest in real estate.

20:18 Dr. David recently did a 1031 Exchange and then purchased four properties in Orlando.

22:00 There are two ways to diversify a real estate portfolio. One is location and the other is through cash flow and appreciation.

23:51 The 1031 Exchange allows for only 45 days for identifying properties but up to six months to close.

26:34 It’s frustrating more people, doctors in particular, aren’t investing in real estate. It’s an absolute no-brainer.  

32:42 Local community banks will provide financing to investors after they reach their traditional property limit.

38:50 Is it feasible to do a cash out refinance if you can get a sizable amount of cash?

40:53 The deferred down payment option offered a nine-year break even point.

43:51 Equity stripping is pulling the money out of a property, having control of the cash and still own the property.

 

Mentioned in This Episode:

Jason Hartman

Venture Alliance Mastermind

Hartman Education

 


Follow Jason on TWITTER, INSTAGRAM & LINKEDIN
Twitter.com/JasonHartmanROI
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Linkedin.com/in/jasonhartmaninvestor/

Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

CYA Protect Your Assets, Save Taxes & Estate Planning:
http://JasonHartman.com/Protect

Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
https://JasonHartman.com/Ron

Free Mini-Book on Pandemic Investing:
https://www.PandemicInvesting.com

 


Greetings again from Florianopolis, Brazil. Today, Jason encourages you to take advantage of his company's "Complete Solutions for Real Estate Investing" program.

Then he and Joseph Brown finish up their conversation, exploring various economic factors, including housing and government borrowing. They touch on how housing is currently insulated from potential economic downturns due to low mortgage rates, particularly for the majority of homeowners with rates below 5%. This leads to an analysis of the inverted yield curve, traditionally seen as a recession predictor, but Joseph suggests it may not impact the housing market significantly. He explains that households are less likely to walk away from their homes and will prioritize other debts when facing financial difficulties. Furthermore, the gig economy and non-traditional employment options are becoming more prominent, making it easier for people to generate income, though the IRS is now actively tracking such income sources. Overall, the discussion emphasizes the resilience of the housing market in the face of broader economic challenges.

 
 

Key Takeaways:

1:25 Take advantage of Jason Hartman's "Complete Solutions for Real Estate Investing" program

Joe Brown interview Part 2

2:22 US residential mortgage charts

4:10 Chart: Housing production, units available vs. population

6:21 The 6 year millennial lag and shadow demand

9:25 Stepping into the housing market vs staying out of it 

13:38 The Reverse Repo Facility

18:29 The inverted yield curve and the housing market

21:14 The jobs market and the gig economy

 


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Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

CYA Protect Your Assets, Save Taxes & Estate Planning:
http://JasonHartman.com/Protect

Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
https://JasonHartman.com/Ron

Free Mini-Book on Pandemic Investing:
https://www.PandemicInvesting.com

Direct download: 2066__7_CI_AMA_CW_AIPIS_-_Joe_Brown_Part_2_v1.mp3
Category:general -- posted at: 1:00pm EDT

Jason briefly touches on the "over-entitled" investor as he reveals that getting properties for 'free' is a thing of the past.

He also welcomes back to the show Joseph Brown of Heresy financial as they discuss the global conflicts, the emotional detachment of Americans from these events, and the potential dangers of policymakers' decisions. They highlighted the role of profit in perpetuating war and concluded with a cautionary note about the potential for ongoing conflict if war remains profitable. They also discussed the philosophy of 'packaged commodities' investment, arguing that investing in real estate with subsidized financing and tax benefits can be more profitable than investing in commodities directly. They noted the potential for increased capital flow and immigration into the US due to economic devastation and war around the world. Additionally, they advised investing in scarce resources, with a preference for those at the end product stage. Joseph expressed his long-standing optimism on residential real estate and predicted that prices would continue to rise. Jason emphasized the need to consider the housing market in a global context, noting that American real estate remains relatively affordable compared to many other countries. They concluded that the key factor in the housing market is the balance between the number of people needing housing and the number of available places to live.

#RealEstateInvestment #GlobalInstability #RealEstateMarket #Inflation #CapitalFlight #USRealEstate #WealthPreservation"

 

Key Takeaways:

Jason's editorial

1:43 Meme: the over-entitled investor

Joe Brown interview

6:50 Extreme profits in a world in chaos 

11:14 Pushing the prices of resources higher

14:38 Packaged commodities investing and wealth creation and destruction

18:04 Action steps and the great American real estate market

22:43 Bullish on residential real estate with data to prove it

27:59 Chart on mortgage currently on property

 

 


Follow Jason on TWITTER, INSTAGRAM & LINKEDIN
Twitter.com/JasonHartmanROI
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Linkedin.com/in/jasonhartmaninvestor/

Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

CYA Protect Your Assets, Save Taxes & Estate Planning:
http://JasonHartman.com/Protect

Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
https://JasonHartman.com/Ron

Free Mini-Book on Pandemic Investing:
https://www.PandemicInvesting.com

 

Direct download: 2065__7_CI_AMA_CW_AIPIS_-_Joe_Brown_Part_1_v1.mp3
Category:general -- posted at: 1:00pm EDT

Today's Flashback Friday episode is from episode 734 published October 4, 2016.

Jason’s guest, Brian is a client and a longtime Creating Wealth Podcast listener. Brian describes his early days of real estate investing when Sara initially walked him through the buying process. The properties he purchased in Atlanta and Memphis have now matured and Brian is faced with making a decision. Should he refi-til-ya-die or to do a 1031 exchange and get 2 for 1 on his highly appreciated properties. Jason shares his insights on best business practices, how to use an IRA as a tax savings vehicle and recommends some “must read” books on real estate investing.

Key Takeaways:

1:44 The Wells Fargo contract claw back.

3:39 “Make Six Figures” Bloomberg article tells a scary tale from the content portal.

Case Study with Brian:

8:53 Brian read Rich Dad, Poor Dad in high school which led him to the Creating Wealth podcast.

10:15 Brian was pleased with the support he received from Sara and the Local Market Specialists.

13:10 Is refi-til-ya-die always the best option or does the 2 for 1 plan make better financial sense on highly appreciated properties?

16:51 The 2 for 1 exchange gives the owner all of the equity to reinvest. The refi-til-ya-die option is limited to the cash-out loan to value ratio.

18:06 A refi may be a simpler option and offers a locked-in lower interest rate.

20:34 Brian shares his real estate investor stories on his website Rental Mindset.

21:55 When buying real estate inside of an IRA you get a tax efficient vehicle inside of another tax efficient vehicle.

22:37 Read Garrett Sutton’s Loopholes of Real Estate.

23:55 Rationalizing buying a property sight unseen.

Mentioned in This Episode:

Jason Hartman

Hartman Education

Rental Mindset

 

 


Follow Jason on TWITTER, INSTAGRAM & LINKEDIN
Twitter.com/JasonHartmanROI
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Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

CYA Protect Your Assets, Save Taxes & Estate Planning:
http://JasonHartman.com/Protect

Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
https://JasonHartman.com/Ron

Free Mini-Book on Pandemic Investing:
https://www.PandemicInvesting.com


Michael Zuber talks to Jason about the housing market and the potential for a housing crash. Jason provides insights into why a housing crash hasn't occurred so far, emphasizing the need for millions of distressed sellers as a key ingredient for a crash. He also mentions that people who predict crashes often lack a comprehensive understanding of economic cycles and are influenced by past traumatic events like the 2007-2008 housing crash.

Additionally, the conversation touches on unemployment and its potential impact on the housing market, with Jason arguing that banks are more likely to work with homeowners than rush to foreclose, especially if they have substantial equity in their properties. The discussion also briefly mentions the role of technology companies in the economy and the concept of leveraging in real estate.

Overall, the conversation focuses on the factors affecting the housing market's stability and the likelihood of a housing crash, with a critical view of those who sensationalize such predictions for personal gain.

#HousingTrends #Economy #HousingMarket #EconomicCycles

Key Takeaways:

1:29 Packaged Commodities Investments are doing very well

3:00 Why the housing market hasn't crashed just yet

5:56 The ONE ingredient one MUST have for a housing crash and profiles of a Crash bro

8:21 Don't be lazy; study more than one recession

10:16 Very low inventory plus unemployment and it's insurance

15:45 Median monthly mortgage payment & number of mortgages by interest rate and foreclosure timelines

19:39 Altos Research inventory numbers

23:38 Drop in activity- not north of 6M homes for a decade

25:58 The FED looks like it's forcing a recession

32:43 A crystal ball on rate cuts and book recommendation

35:49 Jobs growth and some thoughts on the future of the economy

 


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Linkedin.com/in/jasonhartmaninvestor/

Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

CYA Protect Your Assets, Save Taxes & Estate Planning:
http://JasonHartman.com/Protect

Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
https://JasonHartman.com/Ron

Free Mini-Book on Pandemic Investing:
https://www.PandemicInvesting.com

Direct download: 2063__7_HotSeat_CW_CI_AIPIS_Jason_INTERVIEWED_by_Michael_Zuber_v1.mp3
Category:general -- posted at: 1:00pm EDT

Jason discusses the impact of national debt on economic debates between inflation and deflation and its role in wealth redistribution. He highlighted the potential value of war due to rebuilding and defense contractors, and emphasized the importance of a commodities investing strategy when dealing with natural disasters or wars. He also talks about the potential for a Federal Reserve pivot in response to economic concerns, which could lead to lower mortgage rates and interest rates. He argues that national debt might not be as significant as commonly thought, citing the "frog in warm water" example. He then invites his listeners to join the Empowered Investor Pro group. 

Then Jason welcomes Richard Vague as he discusses the relationship between government debt and inflation. He presents empirical evidence that challenges the commonly held belief that government debt always leads to inflation. Vague argues that historical data shows that inflation is often caused by supply constraints, such as during times of war or other disruptions, rather than simply by an increase in government debt.

He also points out that monetary systems have evolved over time, and there have been periods in history where there was no central bank or even a national currency, yet inflation was not rampant. Vague suggests that the supply of currency is elastic and that significant over-issuance is required to trigger inflation.

Overall, Vague's argument is based on historical data and challenges the traditional view that government debt is a direct cause of inflation. He emphasizes that the relationship between government debt and inflation is more complex and nuanced than commonly believed.

Key Takeaways:

Jason's editorial

1:29 The debate between inflation versus deflation continues with Richard Vague

2:05 Financial impact on the current war in the middle east

3:35 Packaged commodities investing strategy and interest rates

8:04 Awesome Empowered Investor Pro Zoom meeting

9:06 How much does the national debt matter

Warren Buffet: "Be fearful when others are greedy; and greedy when others are fearful."

Richard Vague interview

11:14 National Debt- should it be a concern not

13:31 Spending yourself to prosperity and comparing Japan debt to GDP ratio and inflation

16:18 Inflation Induced Debt Destruction and the correlation between government debt and inflation

21:26 Government debt's connection to inflation- it's NOT in the data

25:21 Given all the data, why this is true

27:45 Currency supply and demand

30:18 Supplying and buying the US debt simultaneously 

32:32 Modern Monetary Theory

33:17 International trade and manufacturing

38:39 Some of Richard's books: Paradox of Debt and A Brief History of Doom and more

Quotables:

Warren Buffet: "Be fearful when others are greedy; and greedy when others are fearful."

Milton Friedman: "Inflation is always and everywhere a monetary phenomenon."

 


Follow Jason on TWITTER, INSTAGRAM & LINKEDIN
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Linkedin.com/in/jasonhartmaninvestor/

Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

CYA Protect Your Assets, Save Taxes & Estate Planning:
http://JasonHartman.com/Protect

Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
https://JasonHartman.com/Ron

Free Mini-Book on Pandemic Investing:
https://www.PandemicInvesting.com

Direct download: 2062__7_CI_AMA_CW_HS_AIPIS_-__Richard_Vague_v1.mp3
Category:general -- posted at: 1:00pm EDT

This Flashback Friday is from episode 765 published last Dec 14, 2016.

The market is moving and it seems to be moving in the right direction for real estate investors. The historical average for appreciation for single family homes is ~6% nationwide. If you are already an income property investor, the good news is rents may be pushing upward. Jason’s guest today is the author of the new book, Global Shocks: An Investment Guide for Turbulent Markets. Nick Sargan is Senior VP and Chief Economist at Fort Washington Investment Advisors. He is a former economist at Morgan Guaranty trust, Salomon Brothers, Prudential Insurance and JP Morgan. He shares his insights about how the markets will react to a Trump presidency.

Key Takeaways:

Jason's editorial

3:03 Large corporations take advantage of customer’s time and call center workers are drones.

9:11 The flawed cap rate is an evaluation of a property’s performance minus appreciation and leverage.

15:11 The annual Meet the Masters of Income Property Event is in January.

Nick Sargen Guest Interview

17:21 President-elect Trump may lead the US with a pro-business stance.

20:53 Trump is a spender which could lead to higher interest rates.

23:01 Nick Sargen worries about Trump’s trade issue.

25:47 Budget deficits do not mean inflation.

28:24 Trump will be a pro-growth, real estate president.

31:16 The market is moving with the belief that all of Trump’s policies will promote growth.

34:06 Diving into the Global Shocks: An Investment Guide to Turbulent Markets book.

36:40 How to capitalize on a bubble.

40:24 Financial institutions have led the way during the current stock market rally.  

Mentioned in This Episode:

Jason Hartman

Jason Hartman - Inflation Induced Debt Destruction Podcasts

Nick Sargen

Global Shocks  


Follow Jason on TWITTER, INSTAGRAM & LINKEDIN
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Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

CYA Protect Your Assets, Save Taxes & Estate Planning:
http://JasonHartman.com/Protect

Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
https://JasonHartman.com/Ron

Free Mini-Book on Pandemic Investing:
https://www.PandemicInvesting.com


Join Jason as he interviews Amy Peikoff, Chief Policy Officer for Bitchute and formerly Parler. They discuss the critical issues of censorship and surveillance in our digital age. Amy shares insights into the Third Party Doctrine and the need for warrants in data collection. They also delve into solutions such as antitrust measures, common carrier regulations, and transparency in algorithms. Don't miss this thought-provoking discussion on the future of digital freedom.

Follow Amy via X at https://twitter.com/AmyPeikoff

 #Censorship #Surveillance #DigitalFreedom #Privacy #Antitrust #CommonCarrier #Algorithms"

 

Key Takeaways:

Jason's editorial

1:27 The greatest threat facing humanity

3:18 Ordering myself a 'tall blonde' but ending up with 'poison' instead

Key Takeaways:

8:34 The 'third party doctrine' - censorship and surveillance 

12:10 Carpenter vs. USA

14:10 Censorship via third party entities and the new fascism

16:32 The 'state action' and the third party' doctrines

18:40 A few samples and a proposed solution https://t.co/t65NZCsr8b

22:06 Platform vs. Publisher

25:45 Jason's 3 solutions, Amy's reactions

33:43 A philosophical view on deregulating capital formation

37:26 All about Bitchute 

43:28 A free market approach to censorship

44:37 Check out Bitchute 

 


Follow Jason on TWITTER, INSTAGRAM & LINKEDIN
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Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

CYA Protect Your Assets, Save Taxes & Estate Planning:
http://JasonHartman.com/Protect

Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
https://JasonHartman.com/Ron

Free Mini-Book on Pandemic Investing:
https://www.PandemicInvesting.com


In this episode, Jason Hartman discusses various topics related to real estate, investment, and the economy. He mentions the "1% equals 10%" rule and how it can help in understanding market dynamics. He emphasizes that the housing market is not likely to crash soon due to factors like a significant number of homeowners having no mortgage and low-interest rates. Additionally, he discusses population growth and the importance of household formation in analyzing housing demand.

He also discusses various points related to real estate and wealth, with a focus on the millennial generation. He cites an article about millennials' increase in their net worth, mainly due to rising home prices. The article also challenges the stereotype that millennials are financially irresponsible. Additionally, he highlights the importance of the Empowered Investor Pro group's monthly meetings and benefits.

https://www.empoweredinvestorpro.com/

#RealEstate #HousingMarket #Investment #Economy #Mortgages #Homeownership #PopulationGrowth #HouseholdFormation #HousingDemand

 

Key Takeaways:

1:34 Jason's 1% equals 10% rule; Crash bros and confusing survival tasks with lifestyle

9:23 Short video: The sink metaphor

11:06 Joe Brown- Why the housing crash is not yet happening

13:03 A pie chart: Percentage share of outstanding mortgages by interest rate 

14:43 Be sure to subscribe to our email list

15:07 Time machine 

17:51 Population and household formation

20:28 Potential for future interest rates going down and up

22:01 In danger of being priced out and predicting interest rates

26:07 Justice is served

29:33 Every generation lost wealth last year- except one

34:45 Join Empowered Investor Pro today!

 

 


Follow Jason on TWITTER, INSTAGRAM & LINKEDIN
Twitter.com/JasonHartmanROI
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Linkedin.com/in/jasonhartmaninvestor/

Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

CYA Protect Your Assets, Save Taxes & Estate Planning:
http://JasonHartman.com/Protect

Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
https://JasonHartman.com/Ron

Free Mini-Book on Pandemic Investing:
https://www.PandemicInvesting.com

Direct download: 2059__7__Jason_Hartman_v1.mp3
Category:general -- posted at: 1:00pm EDT